Back to school, shorter days, cold temperatures; fall has been upon us for a while now. Yet, summer is still on my mind. It comes so late, and leaves so fast here in Quebec. Every year, I find myself thinking how short summer was and how I feel like I didn’t enjoy it enough. That thought stays in my mind until I realize that I worked so many hours all summer long, but yet my savings have not increased. Suddenly, I start to remember all the cool things I did during the season (and why I spent so much).